Financialor has been operating in the consumer credit sector for over thirty years providing various types of loans: finalized loans, payday loans, credit cards, salary or retirement salary and leasing.
Its financing is provided directly in the affiliated sales points, through its commercial partners (agencies, dealers and points of sale). If you need financing, Financialor is a reliable and secure company that offers customized solutions to meet your liquidity needs.
Financialor payday loans
If it is necessary to obtain immediate liquidity, Financialor offers various solutions for payday loans: Multipremia, Fidiamo and Unika. These three different types of payday loans are provided to employees with permanent and fixed-term employment contracts, pensioners and self-employed workers. In order to apply for a personal Financialor loan, you must have a current account, a valid identity document, a certificate of income (paycheck, pension slip or income tax return).
The Multipremia personal loan is a loan that provides amounts starting from € 3,000 up to € 30,000 and has a duration of 36-84 months, for this funding a fixed TAN of 11.40% is expected, which can go down to 4, 95% if you are punctual in paying monthly installments. A cost of up to € 300 and a stamp duty of € 16.00 is foreseen. For those who need to get a small loan and in no time, Financialor offers Fidiamo that allows you to get from € 3,000 up to € 30,000 with a fixed interest rate of 11.40% excluding management fees and tax stamp duty, for a period of 24 to 84 months.
The last type of personal loan offered by Financialor is called Unika and allows you to pay off the other loans in progress and to obtain new liquidity, the loan amount varies from a minimum of € 3,000 up to a maximum of € 30,000. and the APR (interest rate including all operating expenses) is 16.91% and can be paid out in monthly installments within 24-84 months.
The finalized loans of Financialor
The targeted loans are those particular types of loans disbursed for the purchase of a particular good or service and Financialor proposes different types to meet the different needs of consumers. If you need to renovate your home or replace the facilities Financialor grants a loan to be paid out in monthly installments of 24-84 months for a maximum amount of € 30,000 at a fixed interest rate of 6.70%. If you need to buy a new car, you can contact the Financialor partner dealers and get a loan at a fixed TAN of 5.80% for an amount between € 3,000-30,000.
The same interest rate is also applied for the purchase of used cars and the management fees are calculated on the basis of the amount paid. The Financialor company also provides loans for the purchase of furniture, for the installation of plants for the production of energy, for the care and well-being of the person and for the stipulation of different types of insurance.
Credit cards and leasing proposed by Financialor
Financialor has foreseen the issuing of some credit cards for all its customers, the most famous being Verea which can be used in all Mastercard stores. The Verea card is at no charge and allows you to withdraw at all ATMs € 500 per day and a maximum of € 2000 per month. With the Verea card you can also decide to increase or decrease your credit line according to your spending needs. If you are an employee with a permanent or fixed contract you can apply for a Financialor loan using the formula of the assignment of the fifth: the loan is extinguished through the monthly withdrawal of one fifth of the salary or pension.
The amount disbursed with the fifth transfer system varies according to the amount of the paycheck or pension and a fixed rate is to be agreed upon according to the client’s risk profile. If you want to buy a new, used car or a commercial vehicle with a lease, Financialor offers you Fidelease : 24-60 months duration, fixed or indexed rate, compulsory insurance coverage (theft and fire). The convenient Fidelease leasing is aimed primarily at individual companies and freelancers.